Excessive cost of public liability insurance for choirs
Date: June 22, 2013
I understand that on this forum most of the conductors seem to be associated with schools, universities and churches, so this issue may be one that is covered by your admin.
But for those of you who have to arrange and pay for your own public liability insurance, are you struck by how expensive it is?
The insurance I pay is about half of what I pay for my car insurance - and yet it's way more likely that my car will cause damage than choir directing and singing. In addition, the venues where we sing - rehearsal and public places - are also covered by insurance which means that the insurance companies are receiving multiple premiums for the same places.
Have you ever heard of a choir being sued?
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